Sep
02
2010
90 day installment loans are particularly popular for people who want to borrow more than your typical cash advance amount ($500-$1500). They want to borrow between 1500 – 5000 dollars and they want to pay it back over a period of time more than one week, or one month (which is what most short-term lenders [...]
Sep
02
2010
First Bank of Delaware installment loans (AKA – FBDLoans) is still an online lending product. You are still paying high interest and you are getting approved quickly using their online application process. These are your typical short-term high-yield products that your typical cash-and-carry shops approve. They carry a very high interest rate (fees) on them. [...]
Aug
29
2010
Most people really only have mortgages on their homes, loans on their cars or loans for renovations to their homes. Some will also have consolidation loans, however there are a group of investors who routinely arrange for investment loans that they will use to make investment into a variety of things. Some people will invest [...]
Aug
15
2010
The cost of energy continues to rise. It does not seem to matter whether you heat your home with electricity, gas, oil or wood, every year the cost is rising. In 2008 when we had the cost of oil spike to well over $100 per barrel, all of the other energy sources seemed to get [...]
Aug
01
2010
Mortgage installment insurance is known under a few different names. Some companies refer to it as mortgage life insurance, while others refer to mortgage disability insurance. Either way consumers should consider what will happen to their families if something should happened to them which would prevent them from making the monthly installment payments on their [...]
Jul
18
2010
The debate over variable vs. fixed interest rate mortgages and loans will continue as long as people want to lend and borrow money. The impact on installment payments can be significant depending on the interest rate fluctuation and the type of mortgage you sign up for. Installment payments can go in either direction up or [...]
Jul
04
2010
No one wants to pay all of the interest we are forced to pay on loans, credit cards or mortgages, yet we make the monthly installment payments each month religiously to pay off our debts and protect our credit records. Have you ever looked at just how much interest you pay? Over the life of [...]
Jun
20
2010
There are many different types of loans offered by financial institutions and there are many uses for the funds that are borrowed. One area that many consumers use loans for is to pay for investments they are making. These are called investment loans and trigger installment payments on these loans in much the same manner [...]
Jun
06
2010
Everyone who owns a home knows all about mortgage installment payments. When you purchased your home you arranged for a mortgage on your home after placing as much money down as could. The more money you were able to put down on the home meant that your monthly installment payments were lower, leaving more disposable [...]
May
23
2010
Student loans are both a god send and also a curse for every student. Student loans provide much needed funds to students to help them with their studies and pay their bills while attending college or university. They can be a curse as well since some students graduate owing thousands of dollars to government and [...]
May
09
2010
In Canada, the Canadian government encourages their citizens to save for their retirement. The financial vehicle that many people take advantage of is called the RRSP, or Registered Retirement Savings Plan. This plan allows Canadians to set aside funds for their retirement, tax free as long as they follow a set of rules that have [...]
Apr
25
2010
The white goods market or kitchen appliance market is a huge market in the United States and Canada. Many retailers offer great deals at various times of the year to entice you to upgrade your kitchen appliances to the latest fad. They will also offer kitchen appliance installment loans as part of the package to [...]
Apr
11
2010
The big stores offer great sales at various times of the year with little cash down and long term installment payment offers. They can offer what first appears to be some really great deals with huge discounts and low interest financing. Some will even offer no pay events were you do not need to make [...]
Mar
28
2010
Most people have a mortgage on their home and make monthly installment payments to their mortgage lender, usually on the 1st of the month. Mortgages on your home are usually at a competitive interest rate for terms of 5 years with an amortization of 25 years with some being as long as 35 years. What [...]
Mar
04
2010
When you find that all of your installment payments added together are larger than what you can handle with your current salary, it may be time to refinance, rather than miss an installment payment and risk a hit on your credit rating. It may seem like a downward spiral when you miss installment payments. The [...]