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	<title>Lazer Loan&#187; Money Bad Credit  &#8211; Unsecured Installment Loans</title>
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	<description>Helpful Information for Borrowers and Applicants In America</description>
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		<title>Employer Pension Plans</title>
		<link>http://www.lazerloan.com/employer-pension-plans/</link>
		<comments>http://www.lazerloan.com/employer-pension-plans/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 13:44:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[benefit formula]]></category>
		<category><![CDATA[defined contribution plans]]></category>
		<category><![CDATA[employer pension plans]]></category>
		<category><![CDATA[pension benefit]]></category>
		<category><![CDATA[pension plan]]></category>
		<category><![CDATA[retirement income benefits]]></category>
		<category><![CDATA[retirement plan]]></category>

		<guid isPermaLink="false">http://www.lazerloan.com/?p=78</guid>
		<description><![CDATA[Employer Pension Plans
Before I get into the mechanics of how you go about saving money for retirement, I should say that there is one wildcard here (your employer&#8217;s pension plan). I think you can probably rely on your employer&#8217;s pension plan. And it just may be the your employer&#8217;s pension plan will provide you with [...]


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		<title>The Complicating Factor of Money</title>
		<link>http://www.lazerloan.com/the-complicating-factor-of-money/</link>
		<comments>http://www.lazerloan.com/the-complicating-factor-of-money/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 13:42:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[financial affairs]]></category>
		<category><![CDATA[financial calculations]]></category>
		<category><![CDATA[financial disaster]]></category>
		<category><![CDATA[financial objectives]]></category>

		<guid isPermaLink="false">http://www.lazerloan.com/?p=76</guid>
		<description><![CDATA[Unfortunately, there is also a complicating factor when it comes to mortgage refinancing. If you want to refinance as a way to save money over the long haul, you shouldn&#8217;t do it as a way to stretch out your payments. In other words, you are very unlikely to save money by replacing an existing mortgage [...]


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		<title>Misconceptions About Refinancing</title>
		<link>http://www.lazerloan.com/misconceptions-about-refinancing/</link>
		<comments>http://www.lazerloan.com/misconceptions-about-refinancing/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 13:39:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[loan fees]]></category>
		<category><![CDATA[mortgage planner]]></category>
		<category><![CDATA[new mortgage]]></category>
		<category><![CDATA[refinancing a mortgage]]></category>

		<guid isPermaLink="false">http://www.lazerloan.com/?p=74</guid>
		<description><![CDATA[Misconceptions About Refinancing
The usual refinancing rules of thumb are arguably wrong. For example, you actually don&#8217;t know whether you&#8217;ll save money if you refinance when interest rates drop more than 2%. And you actually don&#8217;t know whether or not you&#8217;re saving money just because you can pay back your refinancing costs in two years through [...]


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		<title>Cars, Boat, and Personal Property</title>
		<link>http://www.lazerloan.com/66/</link>
		<comments>http://www.lazerloan.com/66/#comments</comments>
		<pubDate>Sat, 03 Jan 2009 13:13:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[asset account]]></category>
		<category><![CDATA[personal property]]></category>
		<category><![CDATA[safety deposit box]]></category>

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		<description><![CDATA[Continued&#8230;
Cars, boats, and other personal property
Cars, boats, and other valuable personal property can usually be handled nicely with individual accounts. In general, you don&#8217;t need to make a lot of adjustments to the value of these assets. And you probably will make improvements that increased their value, anyway. So you may just want to periodically [...]


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		<title>Assets Account With Money</title>
		<link>http://www.lazerloan.com/assets-account-with-money/</link>
		<comments>http://www.lazerloan.com/assets-account-with-money/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 13:06:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.lazerloan.com/?p=63</guid>
		<description><![CDATA[Continued&#8230;
Asset accounts work very much like bank accounts, and the mechanics of keeping track of asset with Money are straightforward. Asset record keeping, however, can be a little tricky. So, in the rest of this installment, I will give you ideas about how to make the whole process easier.
Your Home
Your home is usually your single [...]


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		<title>Using the Money Mortgage Planner</title>
		<link>http://www.lazerloan.com/using-the-money-mortgage-planner/</link>
		<comments>http://www.lazerloan.com/using-the-money-mortgage-planner/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 13:37:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[down payment options]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan fees]]></category>
		<category><![CDATA[mortgage costs]]></category>
		<category><![CDATA[mortgage planner]]></category>
		<category><![CDATA[new mortgage]]></category>

		<guid isPermaLink="false">http://www.lazerloan.com/?p=71</guid>
		<description><![CDATA[Typically, as mentioned above, a person&#8217;s largest single financial commitment is a mortgage. When you add up the payments you are agreeing to make over 30 years on an 8% hundred thousand dollar mortgage, for example, you are agreeing to more than a quarter of $1 million and payments.
With numbers this large, you shouldn&#8217;t be [...]


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