Even the most disorganized person can write out a list of his assets and liabilities. This is actually what we do regularly when we apply for a mortgage or car loan or update a credit card application.  If it’s so simple, why haven’t more of us done it?  It’s always much easier to deal with [...]

Home-owners and tenants who are thinking about consolidating their debt often wonder how much money they will save and what the overall advantages will be for them when they consolidate all of their debt.
There are really several areas to consider and consumers may consider some areas more important than others depending on their personal [...]

Borrowers have to be careful the don’t bite off more than they can chew. Many banks will lend people money when they shouldn’t. It’s rarely a pretty sight in the end, when someone borrows way over their head.
Question:
We are in the process of buying our first home and although we have excellent credit, one of [...]