Debt Consolidation Companies in Vestavia Hills, Alabama – Principal 250000 –My name is J Cox and I would like to negotiate a new loan that covers my current mortgage and several small loans that we have. One is for one of the cars that we purchased a year ago and the other is a small amount of credit card debt. Our current mortgage is good standing as are our loans.
I am a health educator with the local hospital and have been at this facility for over ten years. My wife also works and we make in excess of six figures income. The reason we want to consolidate is to simplify our payments, reduce our monthly payment and reduce the amount of interest we pay on these loans.
We are looking for a competitive interest rate on a five year term with the option to repay at least 10% of the mortgage principal amount each year. We expect to make these excess payments once a year to reduce our interest costs and to repay the loan more quickly. If you are interested in speaking with us regarding this loan, please call my office first thing in the morning before 10 AM. After ten I am in classes all day providing instruction at the hospital.
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