Fast Bad Credit Loan — One Year in Saraland, Alabama – Borrowing 12000 — My name is N. Turner and I am afraid of getting a bad credit rating. We have, my wife and I, a number of credit card bills that we are keeping up with but the interest rate is so high. Sometimes it feels like we are only paying interest.
Anyway a friend of ours told us that if we got a proper loan instead of just paying on the credit card balance each month, the payments would be less and the interest would be a lot less. This would mean that we could avoid a bad credit rating. We would even cut up those rotten credit cards. I am so mad about this and I am really afraid of getting a bad name or bad credit or whatever. If my wife ever does this again, I think I will divorce her. She ran up the bills something else last winter and now we have to pay for it.
A loan will fix this whole problem and with my job as an archivist at the local university, I will have no problem repaying the loan. You would think we were uneducated the way we got into this problem, but we just spent too much money. What a bummer. Let us know when we can expect an answer. Thanks.
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