No Credit Check Payday Loan in Springfield, MO – Bad Credit $250 ->> My name is Bert and I have a request for $250 on a no credit check payday loan. I have bad credit, but I need this money fast and don’t get paid until the end of the next week.
I have a job at the Springfield Brewing Company, and it’s steady and secure. I don’t make a ton, but certainly enough to pay back this small cash advance.
I need a payday loan and have got to get this two hundred so I can keep my electricity from being shut off tomorrow. Where do I go?
Lender’s Notes: This loan app was a real no-brainer for sure. The borrower only wants to get $250 dollars and has a full time job that is well established in Springfield, Missouri. What is very strange about this applicant was that he had a good credit rating! He didn’t think he had a low enough FICO score and recent payment history, but when we got his credit score checked, his actual FICO was 680 – much higher than he was, or were expecting.
We encouraged him to make an appointment with his bank with a loan officer. He even has equity in his house that he used to get a small line of credit started at 4% interest. He simply took the money out of his HELOC, and that was that. Always make sure you understand your credit score, and make sure you use all other avenues of financing before resorting to a PDL.
Over 85% of borrowers in the United States do not have a recent credit score check documented with Equifax, TransUnion, and Experian. You can get a check done for free once a year, so try that first. You can also pay a fee to get all your credit history pulled from the relative databases. Always know your true credit score before applying for ANY loan. [LL Cite] [Time-Stamped: 2011-09-25, 22:50:15]
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