Most of us have several credit cards, a main credit card and another one that we use as a backup in case we max out or the credit card is stolen etc. In addition many consumers also have store credit cards that offer 10% off the purchase price when we use them. These are great [...]
How many times have you seen the advertisements for loans for consumers with bad credit? Seems as if they are every were these days. Over the past two years many consumers have seen their credit ratings fall due to job losses or because they have over extended themselves. Now it is much more difficult to [...]
As soon as we turn 16, we want to buy our first car, regardless of the price, the cost of insurance and operating costs. We just want a car to drive and look cool in, maybe attract the girls and probably most of all have some freedom. No more asking our parents for the family [...]
This post discusses some of the issues associated with personal loan planning, focusing on monthly installment payments and how to manage them. Consider total income, tax rates, total monthly installment payments, risk assessment and savings plan.
Credit scoring is one of the most important factors when it comes to an individual’s credit rating. More now than ever it is critical to have a clean credit history. If you are one of the unlucky people who has a poor credit score this might be of interest to you. A Definition of Credit [...]
The other and more important new development was free banking. By action of the state legislatures of bank was held to be not a corporation, which then and for many years required a special charter from the state, but a voluntary association of individuals and thus, like blacksmithing or rope making, open to anyone.
More on the history of United States banking and currency here. This is a many part series on the history of United States currency, markets, banks, and industrialization.
It was an arrangement which reputable bankers and merchants in the East viewed with extreme distaste. Yet for them it was not intolerable. They had good money in which to do business with each other and with foreigners.
In keeping with the theme of our web site we will be exploring different ways to raise cash quickly, and the first post I would like to make is regarding garage sales.
Whole industries have grown up to service the need for quick cash. Many of the options in this chapter (or should I say post as I am getting used to writing online instead of in a book) should be looked at cautiously.
Tax refund loans are an interesting way to raise cash, but not usually something most borrowers consider when trying to get financed. Today we would like to discuss how this kind of loan is disbursed and how you may be able to use one.
There have been many different accounts on what exactly the best place to get a car title loan is and more importantly we should be discussing exactly how a car to a loan works and what to watch out for.
In the last century few things more consistently troubled the conservative mind than the fear of paper money. No doubt this was primarily a matter of pecuniary interest – the fear of the creditor that he would be paid off in
Well it is that time here again and people are getting ready for the spring and summer months and this means is time to apply for a motorhome loan. Regardless of the economy and the people are saying about the credit crunch, Americans are still buying recreational vehicles.
A bad credit installment loan has a couple of advantages over the typical high interest payday loan and/or cash advance. The most important thing is that you can develop and reestablish your credit rating by paying a term based loan over months and perhaps years.
