So we finally found out the best way to post all of our borrower and applicant requests here at Lazerloan.com. We have been getting many loan requests from users who need a personal loan or a business loan, but yet we didn’t have a efficient way to include their loan requests and loan questions in the form of a short pre-application.

For the longest time we have been fascinated reading some of these applicants as they explian their frustration in trying to get approved with a lender in their own home town, State, or online – whatever the case might be.

So to start off the actual loan requests we are going to the East Coast in the Great State of Florida. Many different people in different life situations asking questions about loans they need and want. Some of these borrowers sound quite desperate, and frankly reading about their financial situations is heart-retching sometimes.

These are the lending categories that we gathered for Florida;

1. Personal loans in Florida 
2. Small Business loan in Florida
3. Payday loans in Florida
4. Debt consolidation loans in Florida
5. Bad Credit Loans in Florida

These are the cities that our borrowers and pre-applicants are living in for these submissions;

1. Jacksonville
2. Miami
3. Tampa
4. St. Petersburg
5. Orlando
6. Hialeah
7. Fort Lauderdale
8. Tallahassee
9. Port St. Lucie
10. Cape Coral
11. Brandon
12. Clearwater
13. Coral Springs
14. Deltona
15. Gainesville
16. Hollywood
17. Homestead
18. Jupiter
19. Kendall
20. Kissimmee
21. Lakeland
22. Lauderhill
23. Lehigh Acres
24. Melbourne
25. Miami Beach
26. Miami Gardens
27. Miramar
28. Palm Bay
29. Palm Harbor
30. Pembroke Pines
31. Pensacola
32. Plantation
33. Pompano Beach
34. Sanford
35. Sarasota
36. Spring Hill
37. Sunrise
38. Tamarac
39. Tamiami
40. Town & Country
41. Wellington
42. Weston
43. West Palm Beach

 

With all of these submissions from applicants, we asked each borrower to enter to include the following;

1. First name
2. Last name initial
3. Amount of loan
4. Type of loan product
5. Speed of loan processing and funding
6. Payment amount(s) they can afford per installment 
7. What state the applicant lives in
8. What town or city the borrower lives in
9. Their occupation
10. Their marital status
11. The basic purpose(s) for the loan
12. Extra information – their story, and their requirements

You can see examples of these loan requests in our sidebar on the left of the screen by choosing the loan category. All of the borrower requests are listed by the date of their posting. You can also see some of these Florida applicant posting below this notice.

Many of these borrowers are trying find some high debt relief from overextending and overspending on their credit cards. Most of the people in Florida that choose to look for loans on the web those that have low FICO scores, and overall bad credit histories. This is easily the most frustrating facter here on our site – reading how our visitors and users are suffering from bad credit, deep debt, high stress, and crushing blows to their self esteem(s). We try to remind all people who are in the exactly the position described here, to remember they are not alone, and remind them that they WILL get through all of the uncertain times, and struggles.

Americans and Canadians face forclosure and personal bankruptcy by the millions every month in the current economy, so if you are struggling with crushing mountains of debt, I personally encourage you to take a deep breath and remember that you are not alone in your time of financial desperation. This is exactly why we have chosen to post all of these applications from Florida. Other Floridians can see others just like themselves, and even better, perhaps users will make helpful comments to questions posts my users. 

A Typical Loan Request We See Every Day – Debt Consolidation to Pay Off Credit Cards

Here is common loan request we see coming from Florida. In this application the borrower is living in Miami.

Personal Loan Amount :: $60,000

Personal Loan Application and Processing Speed :: 24 Hour Loan Please

What do you need this loan for? :: High Interest Debt Consolidation

What City/Town, State and County do you live in? :: Miami, Florida (Dade County)

Zip :: 33101

What is your employment field? :: Taxi Company

Employment Position :: Cab Driver

When are you paid? :: Weekly

Your credit rating to be – excellent, fair, or bad? :: Bad Credit History

How did you find us? :: Bing

Bank Name and Branch :: Northern Trust Bank -   700 Brickell Ave. Branch

How are you paid? :: EFT – Electronic Deposit

Gross Amount Per Paycheck :: Between $400-500 each week

Do you agree to have this information published online, minus your PRIVATE information? :: Yes you can.

Any extra information here please :: I really have to borrow 60 thousand dollars to pay of my Visa, Mastercard, and AMEX.

Note to Lender :: I can be trusted to pay you back – please see details and recommendations.

APR Calculation for Debt Consolidation in Miami Florida

Here is the criteria of this debt consolidation loan to pay off credit cards;

1. $60,000 Principal
2. 12% rate
3. 7 year term
4. payment schedule is monthly

Here is the final loan calculation to pay off maxed out credit cards;

1. Total Amount to be payed: $85,496.37
2. Total amount of interest $25,496.37
3. Payments: $1,003.87 each month

 

 

Disclaimer: The views expressed by this author don't necessarily reflect the opinions of Lazerloan.com, it's owners, or it's affliates.

For site navigation purposes, you are here: Home » Florida Loans » Personal Loans and Business Loans in Florida (Debt Consolidation, Payday, Etc.)

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