Really Bad Credit Personal Loan in Las Vegas, NV – Need $200 ->> My name is J. Clark and I need a really bad credit personal loan in Las Vegas, NV. I only need two bills ($200) so I can get my woman’s ring out of hock before the guy takes it. I ain’t got any collateral anymore, but I get paid next week. Can you help me out?
My wife doesn’t know I used it at the pawn shop, so I have to find a way to get it out as soon as possible. She thinks that it’s just lost, and she is going crazy looking for it everywhere in the house, the cars, her friend’s houses and cars, and her family’s houses and cars – even the gym! I feel terrible about what I have done, and I just need this money to fix the situation as soon as I can.
Lender’s Notes: There was no problem approving this applicant’s loan request at all, as he has a job in Vegas, and it’s full time hours. He was approved by the next morning for $400. Below is the math on the actual PDL he got from a lender in Vegas. The morality of the whole thing is none of our business.
- Amount Borrowed = $400
- Term Period = 14 days
- Fee Per $100 Borrowed = $20
- Total Fees On Loan = $80
Effective APR = $520
Yep – expensive to beat the band alright. However, Mr. Clark used this money to recover his wife’s ring he claimed he found it laying in the garage near where the passenger’s side door is – his little lie worked and she was very happy to have it back. I’m hoping that the next time Mr. Clark is short of cash he will find another way to raise.
We see all sorts of wacky reasons for wanting PDL advances here at Lazerloan.com, and this story is not even that crazy really. People pawn their property, and the property of others every day in Vegas, and in all major cities in America. Not a good practice, but when you are really hurting for cash there maybe no way around it.
It’s wise for consumers to pay these kinds of loans off within 7 days of borrowing to bring the effective APR down. [LL Cite] [Time-Stamp September 24, 2011 - 09:12:03]
Disclaimer: The views expressed by this author don't necessarily reflect the opinions of Lazerloan.com, it's owners, or it's affliates.
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